Roofing scams are something that every home or business owner should be aware of. Not only are you paying money for shoddy repairs, but you’ll also be chopping your roof’s lifetime. The best way to avoid getting scammed is to make sure that you have the right knowledge to identify when you’re the target of a roofing scam.
The Tell-Tale Signs of a Roofing Scam
It can be difficult to figure out when you’re the target of a roofing scam. This can be the case for many home and business owners as they don’t have to deal with roof repairs or replacements often. With roofs lasting a long time, you can expect people to not know a scam artist from a legitimate roofing contractor. We’ve come prepared with a list that can help you identify any scammers that might be trying to take advantage of you.
Cheaper than Normal Roof Repairs
Cheap roof repairs might not seem like a scam. You have to remember, however, that you get what you pay for. The majority of companies offering cheap repairs will also use the cheapest materials and cut corners wherever they can. The best way for you to get a good idea of how much it should cost is to go to several other roofing companies. This lets you cross-reference prices between them and identify the real price of a repair and which one is the roofing scam.
They’re Not Located Locally
There are two ways you can get scammed when a company isn’t local. The first is they storm chasers or opportunists that follow bad weather. This type of scammer will be roaming your neighborhood looking for opportunities to do repairs on homes. They take advantage of the anxiety of homeowners who have just been through terrible weather.
The second type of non-local scammer is those that use identity theft. They pose as legitimate roofing businesses from other states. Or they could be going door to door to offer federal reimbursement as in the case in Oklahoma during the April 2017 storm.
They Don’t Have Insurance
Insurance is a big thing when it comes to roofing. If a company doesn’t have their insurance, that means they’re cutting corners. Any accident that occurs on your property will then end up in your name and insurance. In the end you’ll end up paying insurance premiums for years to come if someone gets injured during their “repairs”.
They’re Using “One Time Deal” Offers
Also known as high pressure tactics, scammers using this style of scamming will try to have you sign a legally binding contract as soon as possible. This makes sure you’re stuck with them throughout the repair or re-roofing process.This is especially true, as breaking the contract requires more time and money on your part.
Your Contractor is Offering to Pay for Your Insurance Deductible
Your insurance deductible is something that only you should be paying for. It is illegal for a roofing company to pay for it as they can use it as a way to defraud their own insurance company. What they’ll do is they will bill you for a discounted amount while making a much higher bill for their insurance company. Some are even bold enough to ask you to submit a fake invoice to the insurance company, making you an accomplice.